:root{--primary:#BF2C1C;--black:#111111;--dark:#1C1C1C;--mid:#2B2B2B;--light:#F5F5F5;--white:#ffffff;--shadow:0 14px 34px rgba(17,17,17,.10);--radius:18px;}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#fff;color:#202020;line-height:1.65;font-size:16px;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
header,.site-header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid rgba(17,17,17,.08);box-shadow:0 8px 22px rgba(17,17,17,.05)}
.container{width:min(1120px,calc(100% - 32px));margin:0 auto}
.mobile-topbar{display:flex;align-items:center;justify-content:space-between;padding:12px 16px}
.mobile-menu-toggle{width:42px;height:42px;border:0;border-radius:14px;background:var(--primary);color:#fff;font-size:24px;line-height:1;cursor:pointer;box-shadow:0 8px 18px rgba(191,44,28,.24)}
.mobile-spacer{width:42px;height:42px}
.logo{display:flex;align-items:center;justify-content:flex-start}
.logo img{height:46px;width:auto;object-fit:contain}
.mobile-logo{justify-content:center}
.mobile-actions{display:flex;justify-content:center;gap:10px;padding:0 16px 12px}
.mobile-nav{display:none;flex-direction:column;padding:8px 16px 16px;background:#fff;border-top:1px solid rgba(17,17,17,.08)}
.mobile-nav.is-open{display:flex}
.mobile-nav a{padding:12px 14px;border-radius:14px;color:#1a1a1a;font-weight:700}
.mobile-nav a:hover{background:var(--light);color:var(--primary)}
.header-inner{display:none}
.main-nav{display:flex;align-items:center;justify-content:center;gap:8px}
.main-nav a{padding:10px 14px;border-radius:999px;font-weight:700;color:#252525}
.main-nav a:hover{background:rgba(191,44,28,.10);color:var(--primary)}
.header-actions{display:flex;align-items:center;justify-content:flex-end;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 20px;border-radius:999px;background:linear-gradient(135deg,var(--primary),#e65d4d);color:#fff;font-weight:800;border:0;box-shadow:0 12px 24px rgba(191,44,28,.25);transition:transform .2s ease,box-shadow .2s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 16px 28px rgba(191,44,28,.30)}
.btn-small{min-height:38px;padding:9px 16px;font-size:14px}
.btn-secondary{background:linear-gradient(135deg,#111,#2B2B2B);box-shadow:0 12px 24px rgba(17,17,17,.18)}
section{padding:48px 0}
.hero,.banner{background:radial-gradient(circle at top right,rgba(191,44,28,.20),transparent 38%),linear-gradient(135deg,#fff,#fbf4f2);padding:42px 0 52px}
.hero-grid{display:grid;gap:28px;align-items:center}
.eyebrow{display:inline-flex;color:#fff;background:var(--primary);padding:7px 12px;border-radius:999px;font-size:13px;font-weight:800;margin-bottom:14px}
h1{font-size:34px;line-height:1.16;margin:0 0 18px;color:#111;letter-spacing:-.5px}
h2{font-size:26px;line-height:1.25;margin:0 0 14px;color:#111}
h3{font-size:19px;margin:0 0 10px;color:#111}
p{margin:0 0 14px;color:#444}
.lead{font-size:18px;color:#333;max-width:720px}
.hero-tags{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}
.tag{display:inline-flex;align-items:center;border:1px solid rgba(191,44,28,.24);background:#fff;color:#222;border-radius:999px;padding:8px 12px;font-weight:700;font-size:13px}
.hero-media{background:#fff;border-radius:28px;padding:18px;box-shadow:var(--shadow)}
.hero-media img{border-radius:22px;width:100%}
.grid{display:grid;gap:18px}
.grid-2,.grid-3{grid-template-columns:1fr}
.card{background:#fff;border:1px solid rgba(17,17,17,.08);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card.highlight{border-color:rgba(191,44,28,.35);background:linear-gradient(180deg,#fff,#fff8f7)}
.notice{background:#fff7f5;border-left:5px solid var(--primary);border-radius:16px;padding:18px 20px;margin:18px 0;color:#2a2a2a;box-shadow:0 10px 24px rgba(17,17,17,.06)}
.notice strong{color:var(--primary)}
.faq{display:grid;gap:14px}
.faq details{background:#fff;border:1px solid rgba(17,17,17,.09);border-radius:16px;padding:16px 18px;box-shadow:0 8px 18px rgba(17,17,17,.05)}
.faq summary{cursor:pointer;font-weight:800;color:#111}
.faq p{margin-top:10px}
ul.steps{padding-left:20px;margin:0}
ul.steps li{margin:10px 0;color:#444}
.inline-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.inline-links a{font-weight:800;color:var(--primary);padding:8px 12px;background:rgba(191,44,28,.08);border-radius:999px}
.cta-band{background:linear-gradient(135deg,var(--dark),#2b1713);color:#fff;border-radius:26px;padding:28px;box-shadow:var(--shadow)}
.cta-band h2,.cta-band p{color:#fff}
.footer{background:#151515;color:#eee;padding:42px 0 0;margin-top:28px}
.footer-grid{display:grid;gap:24px}
.footer a{display:block;color:#f3f3f3;margin:7px 0}
.footer p{color:#d2d2d2}
.footer h3{color:#fff}
.footer-logo img{height:44px;margin-bottom:12px}
.footer-bottom{text-align:center;border-top:1px solid rgba(255,255,255,.12);padding:16px;margin-top:24px;color:#ddd;font-size:14px}
@media (min-width:768px){
  .mobile-topbar,.mobile-actions,.mobile-nav{display:none!important}
  .header-inner{display:grid;grid-template-columns:180px 1fr 220px;align-items:center;gap:18px;width:min(1120px,calc(100% - 40px));margin:0 auto;padding:14px 0}
  .logo img{height:52px}
  h1{font-size:46px}
  .hero-grid{grid-template-columns:1.05fr .95fr}
  .grid-2{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(3,1fr)}
  .footer-grid{grid-template-columns:1.3fr .7fr 1fr}
}
@media (min-width:1024px){
  .header-inner{grid-template-columns:210px 1fr 250px;padding:16px 0}
  .main-nav{gap:12px}
  .main-nav a{padding:11px 16px}
  section{padding:64px 0}
  .hero,.banner{padding:66px 0 74px}
  .container{width:min(1180px,calc(100% - 56px))}
}